Ann Arbor Home Inspections- Important For You
Of course nobody’s thrilled about yet another fee of buying a home. A little bit of money spent on a home inspection can be the difference between pleasure and disaster. As a little bit of knowledge can be a hazardous thing, it seemed like a good idea to give you an overview on Ann Arbor Home Inspections before signing the contract or closing the transaction.
Have you ever wondered what a Ann Arbor Home Inspector does? Most people probably rarely think of home inspectors. In fact many people probably do not think of a home inspector until it is too late. This is particularly true when it comes to buying a new home or if you are a first time home buyer. I recently had a chat with a local mortgage broker who has closed over 3500 loans. When asked how many of his clients had opted for a Home Inspections the number was shockingly low.
An Ann Arbor Home Inspection by a certified home inspector is not nearly as expensive as you think but the cost of not having a house inspected could be significant. There are many homes in which were built over 20 years ago which have never been inspected other than by the local government inspectors. A certified professional Ann Arbor home inspector works on behalf of the buyer, when buying a home, which is different than other types of home inspections. (At least they should be working for the buyer. Sometimes they are more interested in making the real estate agent’s happy in the transaction, but that is a story for another blog!)
Home Inspectors should check out all areas of your home, including the roof and basement or crawlspace and everything in between.
Good Home Inspectors encourage you to be there for the entire inspection and if that is not possible because of time constraints, then the last half hour so that one can personally go over any issues and answer any questions that you may have.
Perhaps the most surprising part of the topic is how much the regulations vary from the state to state. For example: Alabama, Alaska, Arizona and Arkansas all carry some sort of insurance requirements for home inspectors, with some the states requiring errors and omissions insurance in addition to injury or damage coverage through Georgia Home Inspections.
Other states such as California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Iowa, Kansas, Maine, Michigan, Minnesota, Missouri, Montana, Nebraska, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, South Carolina, South Dakota, Texas, Utah, Vermont, West Virginia, Wisconsin, and Wyoming do not have any insurance requirements.
If you would like to know more about Ann Arbor Home Inspections, our sources recommended The Complete Book of Home Inspection
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